MFAA’s 2019 Diversified Business – Keystone Financial
MFAA congratulates Keystone Financial’s CEO PJ Patterson for winning the Excellence Awardon Diversified Business. This award celebrates the work of PJ and Keystone Financial fordelivering clients a diverse range of products and/or services. Best of the Best Recognised Brokers, lenders and aggregators have come together to celebrate outstandingprofessionalism, innovation, customer service and ethics at the […]
Keystone Financial Wins MFAA Community Champion Award
After nominating PJ for his involvement with the Business for Good programme, the MFAApresented him with the Community Champion Award 2019/20 during an online presentation.. Alongside his full-time financial planning business, PJ has visited and donated to a numberof charities across South East Asia and Africa. Pj has embraced the advocacies of the 17 sustainable […]
Nominated for Best Community Engagement Program
Falling in love is a magical and wondrous experience, but once the heart flutters have settled a little and two people move towards a more serious relationship, various challenges may need to be addressed. Many of these challenges can be easily resolved when we’re young and carefree, but what happens when Cupid appears – or […]
When Love Blossoms Later in Life
Falling in love is a magical and wondrous experience, but once the heart flutters have settled a little and two people move towards a more serious relationship, various challenges may need to be addressed. Many of these challenges can be easily resolved when we’re young and carefree, but what happens when Cupid appears – or […]
What to Do with an Inherited Gift
When you receive money or a gift from a family member’s or friend’s estate, the last thing you probably think about is tax and insurance. However, you can circumvent future difficulties or financial loss if you attend to a few practical financial issues as soon as possible. Let’s Start with CGT Determining your capital gains […]
The Rise of Ethical Investments
In recent years, ethical investing or socially responsible investing (SRI) has become increasingly popular. Driven by the growth in demand for businesses that are profitable and ethical, along with regulatory frameworks to address challenges such as climate change and modern slavery, there has never been a better time to gain exposure to ethical investments. What […]
Home is Where the Heart is – Please Protect it
When you receive money or a gift from a family member’s or friend’s estate, the last thing you probably think about is tax and insurance. However, you can circumvent future difficulties or financial loss if you attend to a few practical financial issues as soon as possible. As a direct result of the widespread natural […]
Separation Planning: An adviser’s Perspective
Few client meetings have been as challenging. After years of being happily married, Sarah and her husband decided to separate, and the story of her acrimonious divorce was certainly distressing. It started with a chance meeting, where in passing, Sarah mentioned the divorce. She assured me she’d had enough of advisers for a while and […]
Uncovering the Iceberg of Financial Advice
We can all agree that the costs of providing financial advice have risen significantly over recent years. An article from Rod Bertino at Business Health mentioned average ongoing fees at $3,558 per annum in the current advice landscape. I see many practices going through the exercise of re-evaluating their cost-to-serve, factoring in current overheads and […]
Australia’s Reliance on China
In 2007 China displaced Japan as Australia’s largest trading partner. In 2009 it became Australia’s largest export market, and in 2017-2018 we sold A$123.3 billion worth of goods and services to China – 30.6% of our total exports. In comparison Japan, still our second most important market, only took 12.7% of our exports. On the […]
